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How Do I Get Money on PayPal? A Step-by-Step Guide to Receiving Paypal Payments Online

PayPal has become a ubiquitous online payment platform, enabling individuals and businesses to send and receive money securely and conveniently. If you’re new to PayPal or simply curious about how to receive money on this platform, you’ve come to the right place.

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In this blog post, we will walk you through the process of setting up your PayPal account, linking your bank account or card, receiving money through various methods, and withdrawing funds to your bank account. Let’s get started!

Step 1: Setting Up Your PayPal Account

If you don’t already have a PayPal account, creating one is the first step to start receiving money. Follow these simple steps:

  1. Visit PayPal’s official website ( and click on the “Sign Up” button.
  2. Choose the account type that best suits your needs: Personal, Premier, or Business. Personal accounts are suitable for individuals, while Premier and Business accounts are designed for sellers and businesses that wish to accept payments.
  3. Enter your email address and create a secure password for your account.
  4. Provide your personal information, such as your name, address, and phone number.
  5. Follow the on-screen instructions to complete the account setup process.

Step 2: Linking Your Bank Account or Card to PayPal

To receive money on PayPal, you’ll need to link a bank account or credit/debit card to your PayPal account. This ensures that you can transfer funds between your PayPal balance and your bank account/card.

  1. Log in to your PayPal account and click on the “Wallet” tab.
  2. Click on “Link a bank account” or “Link a card” and provide the required information.
  3. PayPal will make a small deposit to your bank account (if linking a bank account) or charge a small amount to your card (if linking a card). This is a verification process to ensure the account/card belongs to you.
  4. Check your bank statement or card statement for the verification amounts/charges.
  5. Enter the verification amounts/charges on the PayPal website to confirm your linked account/card.

Step 3: Receiving Money on PayPal

Now that your PayPal account is set up and linked to your bank account/card, you can start receiving money. There are two main methods for receiving money on PayPal:

Method 1: Request Money

If you want to ask someone to send you money, you can use the “Request Money” feature:

  1. Log in to your PayPal account and click on the “Request Money” tab.
  2. Enter the recipient’s email address or mobile number and the amount you wish to request.
  3. Add a note or message explaining the purpose of the request (optional).
  4. Click “Request Money,” and PayPal will send a notification to the recipient with a link to pay the requested amount.

Method 2: Receive Money via PayPal.Me Link

PayPal offers a personalized link called “PayPal.Me” that you can share with others for easy payments:

  1. Log in to your PayPal account and locate your unique PayPal.Me link under the “Profile” section.
  2. Share the link with the person who wants to send you money.
  3. They can click on the link and enter the amount they wish to send.
  4. The money will be instantly added to your PayPal balance.

Step 4: Withdrawing Money from Your Bank Account

Once you’ve received the money in your PayPal account, you may want to withdraw it to your linked bank account:

  1. Log in to your PayPal account and click on the “Wallet” tab.
  2. Click on “Transfer Money” and then “Transfer to your bank.”
  3. Enter the amount you wish to withdraw and select your linked bank account.
  4. Review the details and click “Transfer Now” to initiate the withdrawal.

Explore the full range of PayPal’s features and functionalities to make the most of this versatile payment platform. Share your PayPal experiences and tips with us in the comments below, and stay tuned for more informative articles on maximizing the benefits of PayPal for your personal and business needs.


Receiving money on PayPal is a straightforward process that opens up a world of possibilities for online transactions. By following the step-by-step guide in this blog post, you can easily set up your PayPal account, link your bank account or card, receive money through various methods, and withdraw funds to your bank account with ease. With PayPal’s secure and user-friendly platform, sending and receiving money has never been more convenient.



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